Are you a newly matched medical resident headed to Kalamazoo? Congratulations! Whether you're starting your Emergency Medicine residency at WMed, Orthopaedic Surgery at Bronson, or Internal Medicine at Ascension Borgess, one of the first big decisions you'll face is finding a place to live.

When it comes to Match Day housing, most new residents think "rental." But what if we told you that buying your first home in Greater Kalamazoo might actually be the smarter move?

🔍 Why Medical Resident Housing in Kalamazoo is a Unique Opportunity

Kalamazoo is one of the rare gems in the Midwest where the housing market is both affordable and investment-worthy. In fact, many physicians who relocate here for training or practice find themselves staying long-term because of the quality of life and low cost of living.

Unlike larger urban centers where housing prices can be out of reach, Greater Kalamazoo offers an ideal market for first-time physician homebuyers. You can build equity while you train, and possibly even rent or sell at a profit when your residency is complete.

🏦 Take Advantage of Exclusive Physician Loan Programs

Thanks to unique physician home loan programs at trusted local credit unions like Lake Michigan Credit Union and Consumers Credit Union, you may be able to purchase a home with:

✅ Low or no down payment
✅ No private mortgage insurance (PMI)
✅ Flexible debt-to-income considerations
✅ Competitive interest rates

These programs are designed specifically with medical residents and physicians in mind. Whether you have student loan debt or are just starting to build income, physician loans make it possible to buy a home now—not years from now.

💡Want more details? Fill the form below to download the free Physician Relocation Guide from the Veenstra Team—it includes a complete breakdown of physician loan options available to you.

💼 Why Work With the Veenstra Team, Brokered by eXp Realty?

When you’re relocating to a new city—especially under the time crunch of Match Day—you need a real estate team that knows the local market and understands the needs of medical professionals. That’s where the Veenstra Team comes in.

We are a small family team with over 70 years of experience helping thousands of families relocate to Kalamazoo, the Veenstra Team offers:
CHECK OUT THE REVIEWS TAB ON OUR WEBSITE TO SEE WHAT OTHERS SAY ABOUT OUR SERVICE.

Personal housing consultations via phone or Zoom
Neighborhood and school comparison resources
Tailored searches with a private home portal
Negotiation expertise to secure the right home at the right price
Partnerships with lenders offering physician mortgage programs
Options for short-term housing if you’re still transitioning

🧭 Top Reasons Medical Residents Choose to Buy in Kalamazoo

1. Build Equity While You Train
Instead of throwing away $15,000–$25,000 in rent over the next 3–5 years, why not build equity in a home you could keep or sell when you move?

2. Control Your Living Space
Enjoy quiet study environments, pet-friendly yards, or a private home gym—whatever you need for wellness and focus during your residency.

3. Potential Rental Income
When you finish training, your home could become an income-generating rental property. The Veenstra Team can help you explore this option.

4. Cost of Living Advantage
Kalamazoo’s affordability means your mortgage could be the same—or even less—than rent in many local apartment complexes.

5. Community Roots
Buying a home gives you a head start in building lasting connections with neighbors, schools, and community organizations.